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Avista Corp. (AVA) Stock Fundamental Analysis & AI Rating 2026

AVA NYSE Electric & Other Services Combined WA CIK: 0000104918
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
76% Confidence
STRONG AGREEMENT
HOLD
72% Conf
HOLD
81% Conf

📊 AVA Key Takeaways

Revenue: $2.0B
Net Margin: 9.8%
Free Cash Flow: $-101.0M
Current Ratio: 0.83x
Debt/Equity: 0.93x
EPS: $2.38
AI Rating: HOLD with 72% confidence
Avista Corp. (AVA) receives a HOLD rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.0B, net profit margin of 9.8%, and return on equity (ROE) of 7.1%, Avista Corp. demonstrates mixed fundamentals in the Utilities sector. Below is our complete AVA stock analysis for 2026.

Is Avista Corp. (AVA) a Good Investment?

Claude

Avista demonstrates stable utility fundamentals with solid operating margins (18%) and strong interest coverage (13.4x), supporting its regulated business model. However, negative free cash flow (-$101M) and weak liquidity ratios (current ratio 0.83x) raise concerns about capital structure sustainability and dividend coverage capacity amid high capex requirements.

ChatGPT

Avista shows stable utility-like fundamentals with solid operating profitability, strong interest coverage, and manageable balance-sheet leverage. However, growth is modest, net income is flat, liquidity is tight, and free cash flow is negative because capital spending exceeds operating cash generation. The business appears fundamentally resilient, but the quality of growth depends on whether elevated investment translates into future earnings and cash flow improvement.

Why Buy Avista Corp. Stock? AVA Key Strengths

Claude
  • + Strong operating margin of 18% reflects pricing power and operational efficiency typical of regulated utilities
  • + Robust interest coverage ratio of 13.4x demonstrates comfortable debt servicing capacity
  • + Consistent revenue generation ($2B) with stable net income ($193M) showing business resilience
  • + Moderate leverage with Debt/Equity of 0.93x within acceptable utility sector range
ChatGPT
  • + Stable profitability with an 18.0% operating margin and 9.8% net margin
  • + Manageable leverage with 0.93x debt-to-equity and strong 13.4x interest coverage
  • + Positive operating cash flow of $469.00M supports ongoing operations despite heavy investment needs

AVA Stock Risks: Avista Corp. Investment Risks

Claude
  • ! Negative free cash flow of -$101M indicates capex exceeds operating cash flow, requiring external financing
  • ! Weak liquidity position with current ratio of 0.83x and quick ratio of 0.56x below healthy thresholds
  • ! Low ROE (7.1%) and ROA (2.3%) suggest limited capital efficiency relative to asset base of $8.4B
  • ! Minimal cash reserves ($19M) combined with negative FCF creates vulnerability to operational disruptions
ChatGPT
  • ! Negative free cash flow of -$101.00M indicates capital intensity is currently outpacing internal cash generation
  • ! Weak liquidity with a 0.83x current ratio, 0.56x quick ratio, and only $19.00M of cash
  • ! Limited growth quality as revenue rose just 1.3% while net income was flat year over year

Key Metrics to Watch

Claude
  • * Free cash flow trend and capex reductions or funding strategy to achieve positive FCF
  • * Current ratio movement and working capital management effectiveness
  • * Operating cash flow growth relative to revenue expansion to improve FCF conversion
  • * Debt refinancing rates given $2.5B long-term debt burden and interest rate environment
ChatGPT
  • * Free cash flow and operating cash flow relative to capital expenditures
  • * Net income and ROE improvement alongside liquidity levels

Avista Corp. (AVA) Financial Metrics & Key Ratios

Revenue
$2.0B
Net Income
$193.0M
EPS (Diluted)
$2.38
Free Cash Flow
$-101.0M
Total Assets
$8.4B
Cash Position
$19.0M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

AVA Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 18.0%
Net Margin 9.8%
ROE 7.1%
ROA 2.3%
FCF Margin -5.1%

AVA vs Utilities Sector: How Avista Corp. Compares

How Avista Corp. compares to Utilities sector averages

Net Margin
AVA 9.8%
vs
Sector Avg 12.0%
AVA Sector
ROE
AVA 7.1%
vs
Sector Avg 10.0%
AVA Sector
Current Ratio
AVA 0.8x
vs
Sector Avg 0.8x
AVA Sector
Debt/Equity
AVA 0.9x
vs
Sector Avg 1.4x
AVA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Avista Corp. Stock Overvalued? AVA Valuation Analysis 2026

Based on fundamental analysis, Avista Corp. has mixed fundamental signals relative to the Utilities sector in 2026.

Return on Equity
7.1%
Sector avg: 10%
Net Profit Margin
9.8%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.93x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Avista Corp. Balance Sheet: AVA Debt, Cash & Liquidity

Current Ratio
0.83x
Quick Ratio
0.56x
Debt/Equity
0.93x
Debt/Assets
67.6%
Interest Coverage
13.44x
Long-term Debt
$2.5B

AVA Revenue & Earnings Growth: 5-Year Financial Trend

AVA 5-year financial data: Year 2021: Revenue $1.4B, Net Income $197.0M, EPS $2.97. Year 2022: Revenue $1.7B, Net Income $129.5M, EPS $1.90. Year 2023: Revenue $1.8B, Net Income $147.3M, EPS $2.10. Year 2024: Revenue $1.9B, Net Income $155.0M, EPS $2.12. Year 2025: Revenue $2.0B, Net Income $171.0M, EPS $2.24.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Avista Corp.'s revenue has grown significantly by 36% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.24 reflects profitable operations.

AVA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-5.1%
Free cash flow / Revenue

AVA Quarterly Earnings & Performance

Quarterly financial performance data for Avista Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $394.0M $18.0M $0.23
Q2 2025 $402.0M $14.0M $0.17
Q1 2025 $609.0M $71.0M $0.91
Q3 2024 $379.6M $14.7M $0.19
Q2 2024 $379.9M $17.5M $0.23
Q1 2024 $474.6M $54.8M $0.73
Q3 2023 $359.4M -$5.8M $-0.08
Q2 2023 $378.6M $11.5M $0.16

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Avista Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$469.0M
Cash generated from operations
Capital Expenditures
$570.0M
Investment in assets
Dividends Paid
$159.0M
Returned to shareholders

AVA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Avista Corp. (CIK: 0000104918)

📋 Recent SEC Filings

Date Form Document Action
Apr 1, 2026 DEF 14A d853530ddef14a.htm View →
Mar 17, 2026 4 xslF345X05/primary_doc.xml View →
Mar 13, 2026 4 xslF345X05/primary_doc.xml View →
Mar 10, 2026 4 xslF345X05/primary_doc.xml View →
Mar 4, 2026 8-K ava-20260227.htm View →

Frequently Asked Questions about AVA

What is the AI rating for AVA?

Avista Corp. (AVA) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are AVA's key strengths?

Claude: Strong operating margin of 18% reflects pricing power and operational efficiency typical of regulated utilities. Robust interest coverage ratio of 13.4x demonstrates comfortable debt servicing capacity. ChatGPT: Stable profitability with an 18.0% operating margin and 9.8% net margin. Manageable leverage with 0.93x debt-to-equity and strong 13.4x interest coverage.

What are the risks of investing in AVA?

Claude: Negative free cash flow of -$101M indicates capex exceeds operating cash flow, requiring external financing. Weak liquidity position with current ratio of 0.83x and quick ratio of 0.56x below healthy thresholds. ChatGPT: Negative free cash flow of -$101.00M indicates capital intensity is currently outpacing internal cash generation. Weak liquidity with a 0.83x current ratio, 0.56x quick ratio, and only $19.00M of cash.

What is AVA's revenue and growth?

Avista Corp. reported revenue of $2.0B.

Does AVA pay dividends?

Avista Corp. pays dividends, with $159.0M distributed to shareholders in the trailing twelve months.

Where can I find AVA SEC filings?

Official SEC filings for Avista Corp. (CIK: 0000104918) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is AVA's EPS?

Avista Corp. has a diluted EPS of $2.38.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is AVA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Avista Corp. has a HOLD rating with 76% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is AVA stock overvalued or undervalued?

Valuation metrics for AVA: ROE of 7.1% (sector avg: 10%), net margin of 9.8% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy AVA stock in 2026?

Our dual AI analysis gives Avista Corp. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is AVA's free cash flow?

Avista Corp.'s operating cash flow is $469.0M, with capital expenditures of $570.0M. FCF margin is -5.1%.

How does AVA compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 9.8% (avg: 12%), ROE 7.1% (avg: 10%), current ratio 0.83 (avg: 0.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31 | Powered by Claude AI