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Aterian, Inc. (ATER) Stock Fundamental Analysis & AI Rating 2026

ATER Nasdaq Electric Housewares & Fans DE CIK: 0001757715
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2025-09-30
Combined AI Rating
STRONG SELL
92% Confidence
STRONG AGREEMENT
STRONG SELL
92% Conf
STRONG SELL
92% Conf

📊 ATER Key Takeaways

Revenue: $53.8M
Net Margin: -20.5%
Free Cash Flow: $-9.9M
Current Ratio: 1.76x
Debt/Equity: 1.27x
EPS: $-0.78
AI Rating: STRONG SELL with 92% confidence
Aterian, Inc. (ATER) receives a STRONG SELL rating with 92% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $53.8M, net profit margin of -20.5%, and return on equity (ROE) of -48.8%, Aterian, Inc. demonstrates mixed fundamentals in the Utilities sector. Below is our complete ATER stock analysis for 2026.

Is Aterian, Inc. (ATER) a Good Investment?

Claude

Aterian faces severe fundamental deterioration with collapsing revenues (-30.5% YoY), persistent operating losses (-19.0% margin), and negative free cash flow (-$9.9M) indicating inability to fund operations internally. The company carries excessive leverage (1.27x debt-to-equity) with long-term debt ($28.7M) nearly 4x the cash position ($7.6M), creating acute refinancing and solvency risk.

ChatGPT

Aterian’s fundamentals remain weak: revenue fell 30.5% YoY, operating margins are deeply negative, and the business continues to burn cash with negative free cash flow. While net losses have improved and gross margin is relatively strong, the combination of shrinking sales, weak coverage of interest costs, and meaningful leverage points to a fragile financial position.

Why Buy Aterian, Inc. Stock? ATER Key Strengths

Claude
  • + Solid gross margin of 56.9% indicates underlying product economics remain acceptable
  • + Current ratio of 1.76x suggests adequate short-term liquidity to meet immediate obligations
  • + Positive insider activity with 5 Form 4 filings suggests management believes in turnaround potential
ChatGPT
  • + Gross margin of 56.9% suggests the company can still generate solid product-level economics
  • + Net income and diluted EPS improved materially year over year, indicating some cost or operating discipline
  • + Current ratio of 1.76x provides a modest near-term liquidity buffer

ATER Stock Risks: Aterian, Inc. Investment Risks

Claude
  • ! Revenue collapse of 30.5% YoY combined with negative operating income indicates structural demand problems or loss of competitive position
  • ! Negative operating cash flow of -$9.9M with zero positive FCF means company is consuming cash and cannot self-fund operations or debt service
  • ! Debt burden of $28.7M with interest coverage ratio of -13.7x creates severe default risk; company cannot cover interest payments from earnings
  • ! Negative ROE (-48.8%) and ROA (-27.5%) indicate shareholder capital is being destroyed; equity value deteriorating rapidly
  • ! Quick ratio of 0.77x reveals liquidity stress when inventory is excluded; working capital position deteriorating
ChatGPT
  • ! Revenue contraction of 30.5% YoY raises concern about demand durability and growth quality
  • ! Negative operating income, negative free cash flow, and -13.7x interest coverage indicate an unsustainable earnings and cash flow profile
  • ! Leverage is elevated with debt/equity of 1.27x and ROE/ROA deeply negative

Key Metrics to Watch

Claude
  • * Operating cash flow trend - critical to assess if company can survive without external financing
  • * Revenue stabilization - must confirm bottom is reached and demand is returning
  • * Debt maturity schedule and refinancing capacity - determines solvency timeline
  • * Gross margin sustainability - key to assessing if cost structure changes are driving losses
ChatGPT
  • * Revenue growth stabilization and operating margin improvement
  • * Operating cash flow/free cash flow burn relative to cash balance and debt obligations

Aterian, Inc. (ATER) Financial Metrics & Key Ratios

Revenue
$53.8M
Net Income
$-11.0M
EPS (Diluted)
$-0.78
Free Cash Flow
$-9.9M
Total Assets
$40.1M
Cash Position
$7.6M

💡 AI Analyst Insight

Aterian, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

ATER Profit Margin, ROE & Profitability Analysis

Gross Margin 56.9%
Operating Margin -19.0%
Net Margin -20.5%
ROE -48.8%
ROA -27.5%
FCF Margin -18.4%

ATER vs Utilities Sector: How Aterian, Inc. Compares

How Aterian, Inc. compares to Utilities sector averages

Net Margin
ATER -20.5%
vs
Sector Avg 12.0%
ATER Sector
ROE
ATER -48.8%
vs
Sector Avg 10.0%
ATER Sector
Current Ratio
ATER 1.8x
vs
Sector Avg 0.8x
ATER Sector
Debt/Equity
ATER 1.3x
vs
Sector Avg 1.4x
ATER Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Aterian, Inc. Stock Overvalued? ATER Valuation Analysis 2026

Based on fundamental analysis, Aterian, Inc. shows some fundamental concerns relative to the Utilities sector in 2026.

Return on Equity
-48.8%
Sector avg: 10%
Net Profit Margin
-20.5%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.27x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Aterian, Inc. Balance Sheet: ATER Debt, Cash & Liquidity

Current Ratio
1.76x
Quick Ratio
0.77x
Debt/Equity
1.27x
Debt/Assets
43.6%
Interest Coverage
-13.68x
Long-term Debt
$28.7M

ATER Revenue & Earnings Growth: 5-Year Financial Trend

ATER 5-year financial data: Year 2021: Revenue $247.8M, Net Income -$58.8M, EPS N/A. Year 2022: Revenue $247.8M, Net Income -$236.0M, EPS $-6.67. Year 2023: Revenue $221.2M, Net Income -$196.3M, EPS N/A. Year 2024: Revenue $142.6M, Net Income -$74.6M, EPS N/A. Year 2025: Revenue $99.0M, Net Income -$11.9M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Aterian, Inc.'s revenue has declined by 60% over the 5-year period, indicating business contraction. The most recent EPS of $-6.67 indicates the company is currently unprofitable.

ATER Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-18.4%
Free cash flow / Revenue

ATER Quarterly Earnings & Performance

Quarterly financial performance data for Aterian, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $19.0M -$1.8M $-0.25
Q2 2025 $19.5M -$3.6M $-0.52
Q1 2025 $15.4M -$3.9M $-0.52
Q3 2024 $26.2M -$1.8M $-0.25
Q2 2024 $28.0M -$3.6M $-0.52
Q1 2024 $20.2M -$5.2M $-0.76
Q3 2023 $39.7M -$6.3M $-0.08
Q2 2023 $35.3M -$16.3M $-0.26

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Aterian, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$9.9M
Cash generated from operations
Capital Expenditures
$46.0K
Investment in assets
Dividends
None
No dividend program

ATER SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Aterian, Inc. (CIK: 0001757715)

📋 Recent SEC Filings

Date Form Document Action
Mar 23, 2026 8-K ater20260323_8k.htm View →
Mar 23, 2026 10-K ater20251231_10k.htm View →
Mar 17, 2026 8-K ater20260313_8k.htm View →
Jan 23, 2026 4 xslF345X05/rdgdoc.xml View →
Jan 23, 2026 4 xslF345X05/rdgdoc.xml View →

Frequently Asked Questions about ATER

What is the AI rating for ATER?

Aterian, Inc. (ATER) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 92% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ATER's key strengths?

Claude: Solid gross margin of 56.9% indicates underlying product economics remain acceptable. Current ratio of 1.76x suggests adequate short-term liquidity to meet immediate obligations. ChatGPT: Gross margin of 56.9% suggests the company can still generate solid product-level economics. Net income and diluted EPS improved materially year over year, indicating some cost or operating discipline.

What are the risks of investing in ATER?

Claude: Revenue collapse of 30.5% YoY combined with negative operating income indicates structural demand problems or loss of competitive position. Negative operating cash flow of -$9.9M with zero positive FCF means company is consuming cash and cannot self-fund operations or debt service. ChatGPT: Revenue contraction of 30.5% YoY raises concern about demand durability and growth quality. Negative operating income, negative free cash flow, and -13.7x interest coverage indicate an unsustainable earnings and cash flow profile.

What is ATER's revenue and growth?

Aterian, Inc. reported revenue of $53.8M.

Does ATER pay dividends?

Aterian, Inc. does not currently pay dividends.

Where can I find ATER SEC filings?

Official SEC filings for Aterian, Inc. (CIK: 0001757715) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ATER's EPS?

Aterian, Inc. has a diluted EPS of $-0.78.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ATER a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Aterian, Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ATER stock overvalued or undervalued?

Valuation metrics for ATER: ROE of -48.8% (sector avg: 10%), net margin of -20.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy ATER stock in 2026?

Our dual AI analysis gives Aterian, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ATER's free cash flow?

Aterian, Inc.'s operating cash flow is $-9.9M, with capital expenditures of $46.0K. FCF margin is -18.4%.

How does ATER compare to other Utilities stocks?

Vs Utilities sector averages: Net margin -20.5% (avg: 12%), ROE -48.8% (avg: 10%), current ratio 1.76 (avg: 0.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-09-30 | Powered by Claude AI