📊 ASUR Key Takeaways
Is Asure Software Inc. (ASUR) a Good Investment?
ASURE exhibits acquisition-driven revenue growth (2871% YoY) but profitability deteriorated with net income declining 11.5% and net margin collapsing to 1.5% despite healthy 71.3% gross margins. Critical financial stress evident from 1.0x interest coverage ratio, 1.05x current ratio, and operating cash flow of only $2.7M on $42.8M revenue, raising serious concerns about debt serviceability and operational sustainability.
Asure Software shows attractive software-like unit economics, with a 93.7% gross margin and solid free cash flow generation of $21.43M, indicating the core business can convert revenue into cash despite reported losses. However, the extreme revenue surge appears low-quality until proven durable, because operating and net margins remain negative, interest coverage is weak, and liquidity is only slightly above breakeven. Fundamentally, this looks like a business with real cash-generation potential but unresolved profitability and balance-sheet execution risk.
Asure Software Inc. Key Strengths (ASUR)
- Strong gross margin of 71.3% indicates core business economics and customer pricing power remain intact
- Manageable debt-to-equity ratio of 0.34x provides some leverage capacity for operations
- Substantial revenue expansion from acquisition demonstrates scale growth and market presence expansion
- Very high gross margin suggests a scalable, asset-light software and services model
- Positive operating cash flow and 21.2% free cash flow margin indicate healthy cash conversion
- Leverage is moderate with debt/equity of 0.34x, limiting balance-sheet strain relative to many unprofitable peers
ASUR Stock Risks: Asure Software Inc. Investment Risks
- Interest coverage ratio of 1.0x is critically tight—operating income barely covers interest expense, leaving zero margin for earnings deterioration
- Net income declined 11.5% YoY despite 2871% revenue surge, indicating acquisition is unprofitable or synergies are not materializing
- Severe liquidity stress with 1.05x current ratio, only $19.2M cash, and minimal operating cash generation of $2.7M creating potential covenant and refinancing risk
- The 2871.3% revenue jump may reflect acquisitions or comparability issues, making growth quality uncertain
- Operating loss, net loss, and negative interest coverage show the company has not yet achieved durable earnings power
- Current and quick ratios near 1.0x leave limited liquidity cushion if cash generation weakens
Key Metrics to Watch
- Operating cash flow trend—must exceed $5M+ quarterly to resolve liquidity concerns and validate business model
- Interest coverage ratio—must improve above 2.0x within 2-3 quarters to indicate financial stability
- Operating margin expansion—must reach 10%+ to justify balance sheet size and prove acquisition integration success
- Sustainable organic revenue growth versus acquisition-driven growth
- Operating margin improvement and interest coverage recovery
Asure Software Inc. (ASUR) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Asure Software Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
ASUR Profit Margin, ROE & Profitability Analysis
ASUR vs Technology Sector: How Asure Software Inc. Compares
How Asure Software Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Asure Software Inc. Stock Overvalued? ASUR Valuation Analysis 2026
Based on fundamental analysis, Asure Software Inc. shows some fundamental concerns relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Asure Software Inc. Balance Sheet: ASUR Debt, Cash & Liquidity
ASUR Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Asure Software Inc.'s revenue has grown significantly by 63% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.45 indicates the company is currently unprofitable.
ASUR Revenue Growth, EPS Growth & YoY Performance
ASUR Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $34.9M | $625.0K | $0.02 |
| Q3 2025 | $29.3M | -$308.0K | $-0.15 |
| Q2 2025 | $28.0M | -$308.0K | $-0.17 |
| Q1 2025 | $31.7M | -$308.0K | $-0.01 |
| Q3 2024 | $29.3M | -$308.0K | $-0.10 |
| Q2 2024 | $28.0M | -$308.0K | $-0.17 |
| Q1 2024 | $31.7M | -$308.0K | $-0.01 |
| Q3 2023 | $21.9M | $339.0K | $-0.10 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Asure Software Inc. Dividends, Buybacks & Capital Allocation
ASUR SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Asure Software Inc. (CIK: 0000884144)
📋 Recent SEC Filings
❓ Frequently Asked Questions about ASUR
What is the AI rating for ASUR?
Asure Software Inc. (ASUR) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 72% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are ASUR's key strengths?
Claude: Strong gross margin of 71.3% indicates core business economics and customer pricing power remain intact. Manageable debt-to-equity ratio of 0.34x provides some leverage capacity for operations. ChatGPT: Very high gross margin suggests a scalable, asset-light software and services model. Positive operating cash flow and 21.2% free cash flow margin indicate healthy cash conversion.
What are the risks of investing in ASUR?
Claude: Interest coverage ratio of 1.0x is critically tight—operating income barely covers interest expense, leaving zero margin for earnings deterioration. Net income declined 11.5% YoY despite 2871% revenue surge, indicating acquisition is unprofitable or synergies are not materializing. ChatGPT: The 2871.3% revenue jump may reflect acquisitions or comparability issues, making growth quality uncertain. Operating loss, net loss, and negative interest coverage show the company has not yet achieved durable earnings power.
What is ASUR's revenue and growth?
Asure Software Inc. reported revenue of $42.8M.
Does ASUR pay dividends?
Asure Software Inc. does not currently pay dividends.
Where can I find ASUR SEC filings?
Official SEC filings for Asure Software Inc. (CIK: 0000884144) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is ASUR's EPS?
Asure Software Inc. has a diluted EPS of $0.02.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is ASUR's fundamental grade?
Based on our AI fundamental analysis in June 2026, Asure Software Inc. has a C grade with 72% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is ASUR stock overvalued or undervalued?
Valuation metrics for ASUR: ROE of 0.3% (sector avg: 22%), net margin of 1.5% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
What is ASUR's AI grade for 2026?
Our dual AI analysis gives Asure Software Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is ASUR's free cash flow?
Asure Software Inc.'s operating cash flow is $2.7M, with capital expenditures of $218.0K. FCF margin is 5.8%.
How does ASUR compare to other Technology stocks?
Vs Technology sector averages: Net margin 1.5% (avg: 18%), ROE 0.3% (avg: 22%), current ratio 1.05 (avg: 2.5).