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Asure Software Inc. (ASUR) Stock Fundamental Analysis & AI Rating 2026

ASUR Nasdaq Services-Computer Integrated Systems Design DE CIK: 0000884144
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
76% Confidence
AGREEMENT
SELL
78% Conf
HOLD
73% Conf

📊 ASUR Key Takeaways

Revenue: $101.2M
Net Margin: -13.0%
Free Cash Flow: $21.4M
Current Ratio: 1.07x
Debt/Equity: 0.34x
EPS: $-0.48
AI Rating: SELL with 78% confidence
Asure Software Inc. (ASUR) receives a SELL rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $101.2M, net profit margin of -13.0%, and return on equity (ROE) of -6.6%, Asure Software Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete ASUR stock analysis for 2026.

Is Asure Software Inc. (ASUR) a Good Investment?

Claude

Despite exceptional revenue growth of 2,871% YoY and a robust gross margin of 93.7%, the company is operationally unprofitable with negative operating income of -8.4M and net losses of -13.1M. The massive revenue spike suggests a major acquisition or business combination rather than organic growth, raising questions about integration quality and sustainable profitability.

ChatGPT

Asure Software shows attractive software-like unit economics, with a 93.7% gross margin and solid free cash flow generation of $21.43M, indicating the core business can convert revenue into cash despite reported losses. However, the extreme revenue surge appears low-quality until proven durable, because operating and net margins remain negative, interest coverage is weak, and liquidity is only slightly above breakeven. Fundamentally, this looks like a business with real cash-generation potential but unresolved profitability and balance-sheet execution risk.

Why Buy Asure Software Inc. Stock? ASUR Key Strengths

Claude
  • + Exceptional gross margin of 93.7% indicates strong pricing power and efficient cost of goods sold
  • + Positive free cash flow of 21.4M (21.2% FCF margin) demonstrates cash generation capability despite losses
  • + Moderate leverage with debt-to-equity of 0.34x provides balance sheet flexibility
ChatGPT
  • + Very high gross margin suggests a scalable, asset-light software and services model
  • + Positive operating cash flow and 21.2% free cash flow margin indicate healthy cash conversion
  • + Leverage is moderate with debt/equity of 0.34x, limiting balance-sheet strain relative to many unprofitable peers

ASUR Stock Risks: Asure Software Inc. Investment Risks

Claude
  • ! Operating margin of -8.3% and net margin of -13.0% indicate the company is not yet profitable at scale
  • ! Extraordinary revenue growth (2,871% YoY) likely driven by acquisition rather than organic growth, creating integration and execution risk
  • ! Negative interest coverage ratio of -3.8x shows the company cannot cover debt service from operating income; profitability dependent on asset sales or equity raises
  • ! Deteriorating net income YoY despite massive revenue growth suggests margin compression and operational challenges
ChatGPT
  • ! The 2871.3% revenue jump may reflect acquisitions or comparability issues, making growth quality uncertain
  • ! Operating loss, net loss, and negative interest coverage show the company has not yet achieved durable earnings power
  • ! Current and quick ratios near 1.0x leave limited liquidity cushion if cash generation weakens

Key Metrics to Watch

Claude
  • * Operating income trajectory and path to breakeven
  • * Organic revenue growth rate excluding acquisition impacts
  • * Cash burn rate and runway relative to positive FCF generation
ChatGPT
  • * Sustainable organic revenue growth versus acquisition-driven growth
  • * Operating margin improvement and interest coverage recovery

Asure Software Inc. (ASUR) Financial Metrics & Key Ratios

Revenue
$101.2M
Net Income
$-13.1M
EPS (Diluted)
$-0.48
Free Cash Flow
$21.4M
Total Assets
$531.4M
Cash Position
$25.2M

💡 AI Analyst Insight

The 21.2% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

ASUR Profit Margin, ROE & Profitability Analysis

Gross Margin 93.7%
Operating Margin -8.3%
Net Margin -13.0%
ROE -6.6%
ROA -2.5%
FCF Margin 21.2%

ASUR vs Technology Sector: How Asure Software Inc. Compares

How Asure Software Inc. compares to Technology sector averages

Net Margin
ASUR -13.0%
vs
Sector Avg 18.0%
ASUR Sector
ROE
ASUR -6.6%
vs
Sector Avg 22.0%
ASUR Sector
Current Ratio
ASUR 1.1x
vs
Sector Avg 2.5x
ASUR Sector
Debt/Equity
ASUR 0.3x
vs
Sector Avg 0.5x
ASUR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Asure Software Inc. Stock Overvalued? ASUR Valuation Analysis 2026

Based on fundamental analysis, Asure Software Inc. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
-6.6%
Sector avg: 22%
Net Profit Margin
-13.0%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.34x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Asure Software Inc. Balance Sheet: ASUR Debt, Cash & Liquidity

Current Ratio
1.07x
Quick Ratio
1.06x
Debt/Equity
0.34x
Debt/Assets
62.8%
Interest Coverage
-3.79x
Long-term Debt
$67.6M

ASUR Revenue & Earnings Growth: 5-Year Financial Trend

ASUR 5-year financial data: Year 2019: Revenue $73.2M, Net Income N/A, EPS N/A. Year 2020: Revenue $73.2M, Net Income $30.0M, EPS $1.93. Year 2021: Revenue $95.8M, Net Income -$16.3M, EPS $-1.03. Year 2023: Revenue $119.1M, Net Income -$14.5M, EPS $-0.72.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Asure Software Inc.'s revenue has grown significantly by 63% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.45 indicates the company is currently unprofitable.

ASUR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
21.2%
Free cash flow / Revenue

ASUR Quarterly Earnings & Performance

Quarterly financial performance data for Asure Software Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $29.3M -$308.0K $-0.15
Q2 2025 $28.0M -$308.0K $-0.17
Q1 2025 $31.7M -$308.0K $-0.01
Q3 2024 $29.3M -$308.0K $-0.10
Q2 2024 $28.0M -$308.0K $-0.17
Q1 2024 $31.7M -$308.0K $-0.01
Q3 2023 $21.9M $339.0K $-0.10
Q2 2023 $20.3M $339.0K $-0.17

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Asure Software Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$22.2M
Cash generated from operations
Stock Buybacks
$5.0M
Shares repurchased (TTM)
Capital Expenditures
$787.0K
Investment in assets
Dividends
None
No dividend program

ASUR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Asure Software Inc. (CIK: 0000884144)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/wk-form4_1775164568.xml View →
Apr 2, 2026 4 xslF345X06/wk-form4_1775164551.xml View →
Apr 2, 2026 DEF 14A asur-20260402.htm View →
Mar 13, 2026 4 xslF345X05/wk-form4_1773436355.xml View →
Mar 12, 2026 4 xslF345X05/wk-form4_1773347458.xml View →

Frequently Asked Questions about ASUR

What is the AI rating for ASUR?

Asure Software Inc. (ASUR) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ASUR's key strengths?

Claude: Exceptional gross margin of 93.7% indicates strong pricing power and efficient cost of goods sold. Positive free cash flow of 21.4M (21.2% FCF margin) demonstrates cash generation capability despite losses. ChatGPT: Very high gross margin suggests a scalable, asset-light software and services model. Positive operating cash flow and 21.2% free cash flow margin indicate healthy cash conversion.

What are the risks of investing in ASUR?

Claude: Operating margin of -8.3% and net margin of -13.0% indicate the company is not yet profitable at scale. Extraordinary revenue growth (2,871% YoY) likely driven by acquisition rather than organic growth, creating integration and execution risk. ChatGPT: The 2871.3% revenue jump may reflect acquisitions or comparability issues, making growth quality uncertain. Operating loss, net loss, and negative interest coverage show the company has not yet achieved durable earnings power.

What is ASUR's revenue and growth?

Asure Software Inc. reported revenue of $101.2M.

Does ASUR pay dividends?

Asure Software Inc. does not currently pay dividends.

Where can I find ASUR SEC filings?

Official SEC filings for Asure Software Inc. (CIK: 0000884144) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ASUR's EPS?

Asure Software Inc. has a diluted EPS of $-0.48.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ASUR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Asure Software Inc. has a SELL rating with 76% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ASUR stock overvalued or undervalued?

Valuation metrics for ASUR: ROE of -6.6% (sector avg: 22%), net margin of -13.0% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy ASUR stock in 2026?

Our dual AI analysis gives Asure Software Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ASUR's free cash flow?

Asure Software Inc.'s operating cash flow is $22.2M, with capital expenditures of $787.0K. FCF margin is 21.2%.

How does ASUR compare to other Technology stocks?

Vs Technology sector averages: Net margin -13.0% (avg: 18%), ROE -6.6% (avg: 22%), current ratio 1.07 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31 | Powered by Claude AI