📊 ASPSW Key Takeaways
Is Altisource Portfolio Solutions S.a. (ASPSW) a Good Investment?
Altisource Portfolio Solutions exhibits severe financial distress with negative stockholders' equity of -$110.2M, negative operating cash flow of -$5.1M, and crushing debt burden of $191.1M against total assets of only $139.8M. The company is technically insolvent on a book value basis and consuming cash operationally despite modest revenue growth, indicating structural business challenges that make debt service unsustainable.
Altisource shows modest top-line growth, but profitability remains extremely weak, with a 0.2% operating margin and negative free cash flow. The balance sheet is a major concern: stockholders' equity is deeply negative, long-term debt exceeds total assets, and interest coverage is effectively nonexistent. EPS improved year over year, but the underlying quality of earnings looks poor given weak operating cash generation and minimal operating income.
Why Buy Altisource Portfolio Solutions S.a. Stock? ASPSW Key Strengths
- Revenue growth of 6.8% YoY demonstrates modest top-line expansion in a challenging sector
- Gross margin of 28.6% shows reasonable unit economics before operating expenses
- Positive net income of $1.6M achieved despite operational headwinds
- Revenue grew 6.8% year over year, indicating some underlying business demand
- Gross margin of 28.6% suggests the core service platform still retains some economic value before overhead and financing costs
- Liquidity is not yet distressed on the surface, with a current and quick ratio of 1.15x and $26.60M in cash
ASPSW Stock Risks: Altisource Portfolio Solutions S.a. Investment Risks
- Negative stockholders' equity of -$110.2M indicates company is technically insolvent on a book value basis
- Operating cash flow is negative at -$5.1M while long-term debt is $191.1M, creating unsustainable debt burden
- Operating margin of only 0.2% and net margin of 0.9% provide minimal cushion; any revenue decline would produce losses
- Interest coverage ratio of 0.0x indicates inability to service debt from operating income
- Negative free cash flow means company is burning cash despite positive accounting earnings
- Negative stockholders' equity signals a highly impaired capital structure and limits financial flexibility
- Operating cash flow and free cash flow are negative, which raises concern about earnings quality and sustainability
- Long-term debt of $191.09M versus $139.80M in assets and near-zero interest coverage creates significant refinancing and solvency risk
Key Metrics to Watch
- Operating cash flow trajectory - must return to positive to validate business model
- Stockholders' equity recovery - needs significant improvement from -$110.2M to avoid delisting risk
- Debt reduction progress - long-term debt of $191.1M must be materially reduced given asset base
- Operating margin expansion - 0.2% margin is insufficient and vulnerable to revenue volatility
- Operating cash flow and free cash flow trend
- Operating margin improvement relative to interest burden
Altisource Portfolio Solutions S.a. (ASPSW) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Altisource Portfolio Solutions S.a. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
ASPSW Profit Margin, ROE & Profitability Analysis
ASPSW vs Services Sector: How Altisource Portfolio Solutions S.a. Compares
How Altisource Portfolio Solutions S.a. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Altisource Portfolio Solutions S.a. Stock Overvalued? ASPSW Valuation Analysis 2026
Based on fundamental analysis, Altisource Portfolio Solutions S.a. has mixed fundamental signals relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Altisource Portfolio Solutions S.a. Balance Sheet: ASPSW Debt, Cash & Liquidity
ASPSW Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Altisource Portfolio Solutions S.a.'s revenue has declined by 53% over the 5-year period, indicating business contraction. The most recent EPS of $-9.99 indicates the company is currently unprofitable.
ASPSW Revenue Growth, EPS Growth & YoY Performance
ASPSW Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $40.5M | -$2.3M | $-0.22 |
| Q2 2025 | $39.1M | -$5.3M | $1.19 |
| Q1 2025 | $39.5M | -$5.3M | $-0.09 |
| Q3 2024 | $36.2M | -$8.3M | $-0.33 |
| Q2 2024 | $35.2M | -$8.3M | $-0.29 |
| Q1 2024 | $39.5M | -$9.2M | $-0.33 |
| Q3 2023 | $36.2M | -$11.3M | $-0.51 |
| Q2 2023 | $35.2M | -$12.0M | $-0.90 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Altisource Portfolio Solutions S.a. Dividends, Buybacks & Capital Allocation
ASPSW SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Altisource Portfolio Solutions S.a. (CIK: 0001462418)
📋 Recent SEC Filings
❓ Frequently Asked Questions about ASPSW
What is the AI rating for ASPSW?
Altisource Portfolio Solutions S.a. (ASPSW) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 90% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are ASPSW's key strengths?
Claude: Revenue growth of 6.8% YoY demonstrates modest top-line expansion in a challenging sector. Gross margin of 28.6% shows reasonable unit economics before operating expenses. ChatGPT: Revenue grew 6.8% year over year, indicating some underlying business demand. Gross margin of 28.6% suggests the core service platform still retains some economic value before overhead and financing costs.
What are the risks of investing in ASPSW?
Claude: Negative stockholders' equity of -$110.2M indicates company is technically insolvent on a book value basis. Operating cash flow is negative at -$5.1M while long-term debt is $191.1M, creating unsustainable debt burden. ChatGPT: Negative stockholders' equity signals a highly impaired capital structure and limits financial flexibility. Operating cash flow and free cash flow are negative, which raises concern about earnings quality and sustainability.
What is ASPSW's revenue and growth?
Altisource Portfolio Solutions S.a. reported revenue of $171.0M.
Does ASPSW pay dividends?
Altisource Portfolio Solutions S.a. pays dividends, with $1.4M distributed to shareholders in the trailing twelve months.
Where can I find ASPSW SEC filings?
Official SEC filings for Altisource Portfolio Solutions S.a. (CIK: 0001462418) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is ASPSW's EPS?
Altisource Portfolio Solutions S.a. has a diluted EPS of $0.15.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is ASPSW a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Altisource Portfolio Solutions S.a. has a STRONG SELL rating with 90% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is ASPSW stock overvalued or undervalued?
Valuation metrics for ASPSW: ROE of N/A (sector avg: 16%), net margin of 0.9% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy ASPSW stock in 2026?
Our dual AI analysis gives Altisource Portfolio Solutions S.a. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is ASPSW's free cash flow?
Altisource Portfolio Solutions S.a.'s operating cash flow is $-5.1M, with capital expenditures of $69.0K. FCF margin is -3.0%.
How does ASPSW compare to other Services stocks?
Vs Services sector averages: Net margin 0.9% (avg: 10%), ROE N/A (avg: 16%), current ratio 1.15 (avg: 1.5).