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Autonation, Inc.. (AN) Stock Fundamental Analysis & AI Rating 2026

AN NYSE Retail-Auto Dealers & Gasoline Stations DE CIK: 0000350698
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
69% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
76% Conf

📊 AN Key Takeaways

Revenue: $27.6B
Net Margin: 2.3%
Free Cash Flow: $-197.5M
Current Ratio: 0.84x
Debt/Equity: 1.58x
EPS: $17.04
AI Rating: HOLD with 62% confidence
Autonation, Inc.. (AN) receives a HOLD rating with 69% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $27.6B, net profit margin of 2.3%, and return on equity (ROE) of 27.7%, Autonation, Inc.. demonstrates mixed fundamentals in the Automotive sector. Below is our complete AN stock analysis for 2026.

Is Autonation, Inc.. (AN) a Good Investment?

Claude

AutoNation demonstrates solid operational profitability with 17.9% gross margins and strong 27.7% ROE, supported by 3.2% revenue growth. However, deteriorating profitability (-6.2% net income decline), severely negative free cash flow (-$197.5M), and high leverage (1.58x D/E ratio) indicate financial strain that offsets operational strengths.

ChatGPT

AutoNation shows solid scale, stable revenue growth, and strong accounting profitability, with ROE boosted by disciplined capital structure and ongoing earnings resilience. However, core fundamentals are tempered by thin retail margins, declining net income, weak liquidity, and negative free cash flow, which lowers the quality of recent growth. The business appears fundamentally stable rather than clearly strengthening.

Why Buy Autonation, Inc.. Stock? AN Key Strengths

Claude
  • + Strong gross margins at 17.9% and ROE of 27.7% demonstrate efficient asset utilization and operational effectiveness
  • + Revenue growth of 3.2% YoY in challenging retail auto environment shows competitive positioning
  • + Adequate interest coverage of 6.9x indicates ability to service debt obligations
ChatGPT
  • + Revenue continued to grow (+3.2% YoY) while operating income remained solid at $1.24B
  • + Profitability is still healthy for the sector, with 17.9% gross margin and 27.7% ROE
  • + Interest coverage of 6.9x suggests debt service remains manageable under current earnings levels

AN Stock Risks: Autonation, Inc.. Investment Risks

Claude
  • ! Negative free cash flow of -$197.5M despite positive operating income signals cash generation problems and CapEx sustainability concerns
  • ! Net income decline of 6.2% YoY contradicts revenue growth, indicating margin compression and operational headwinds
  • ! High financial leverage (1.58x D/E ratio) with only $58.6M cash on $14.4B assets creates limited financial flexibility
  • ! Weak liquidity ratios (current ratio 0.84x, quick ratio 0.22x) raise concerns about short-term obligation coverage
ChatGPT
  • ! Net income declined 6.2% YoY, indicating pressure below the revenue line
  • ! Liquidity is weak, with a 0.84x current ratio, 0.22x quick ratio, and only $58.6M of cash
  • ! Free cash flow was negative (-$197.5M), which reduces financial flexibility despite reported profits

Key Metrics to Watch

Claude
  • * Free cash flow generation and trend—critical given -$197.5M current level
  • * Operating margin sustainability as gross margin pressures emerged
  • * Debt reduction pace and leverage trajectory given 1.58x D/E ratio
  • * Inventory turnover and working capital efficiency affecting liquidity ratios
ChatGPT
  • * Free cash flow and operating cash flow conversion
  • * Net margin and interest coverage

Autonation, Inc.. (AN) Financial Metrics & Key Ratios

Revenue
$27.6B
Net Income
$649.1M
EPS (Diluted)
$17.04
Free Cash Flow
$-197.5M
Total Assets
$14.4B
Cash Position
$58.6M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

AN Profit Margin, ROE & Profitability Analysis

Gross Margin 17.9%
Operating Margin 4.5%
Net Margin 2.3%
ROE 27.7%
ROA 4.5%
FCF Margin -0.7%

AN vs Automotive Sector: How Autonation, Inc.. Compares

How Autonation, Inc.. compares to Automotive sector averages

Net Margin
AN 2.3%
vs
Sector Avg 6.0%
AN Sector
ROE
AN 27.7%
vs
Sector Avg 12.0%
AN Sector
Current Ratio
AN 0.8x
vs
Sector Avg 1.2x
AN Sector
Debt/Equity
AN 1.6x
vs
Sector Avg 1.0x
AN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Autonation, Inc.. Stock Overvalued? AN Valuation Analysis 2026

Based on fundamental analysis, Autonation, Inc.. has mixed fundamental signals relative to the Automotive sector in 2026.

Return on Equity
27.7%
Sector avg: 12%
Net Profit Margin
2.3%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.58x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Autonation, Inc.. Balance Sheet: AN Debt, Cash & Liquidity

Current Ratio
0.84x
Quick Ratio
0.22x
Debt/Equity
1.58x
Debt/Assets
0.0%
Interest Coverage
6.89x
Long-term Debt
$3.7B

AN Revenue & Earnings Growth: 5-Year Financial Trend

AN 5-year financial data: Year 2021: Revenue $25.8B, Net Income $450.0M, EPS $4.97. Year 2022: Revenue $27.0B, Net Income $381.6M, EPS $4.30. Year 2023: Revenue $27.0B, Net Income $1.4B, EPS $18.31. Year 2024: Revenue $27.0B, Net Income $1.4B, EPS $24.29. Year 2025: Revenue $27.6B, Net Income $1.0B, EPS $22.74.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Autonation, Inc..'s revenue has shown modest growth of 7% over the 5-year period. The most recent EPS of $22.74 reflects profitable operations.

AN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.7%
Free cash flow / Revenue

AN Quarterly Earnings & Performance

Quarterly financial performance data for Autonation, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $6.6B $86.4M $4.61
Q2 2025 $6.5B $86.4M $2.26
Q1 2025 $6.5B $175.5M $4.45
Q3 2024 $6.6B $130.2M $4.61
Q2 2024 $6.5B $130.2M $3.20
Q1 2024 $6.4B $190.1M $4.49
Q3 2023 $6.7B $243.7M $5.54
Q2 2023 $6.9B $272.5M $6.02

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Autonation, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$111.9M
Cash generated from operations
Stock Buybacks
$791.6M
Shares repurchased (TTM)
Capital Expenditures
$309.4M
Investment in assets
Dividends
None
No dividend program

AN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Autonation, Inc.. (CIK: 0000350698)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 DEF 14A an-20260317.htm View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772575217.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772575170.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772575098.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772574860.xml View →

Frequently Asked Questions about AN

What is the AI rating for AN?

Autonation, Inc.. (AN) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 69% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are AN's key strengths?

Claude: Strong gross margins at 17.9% and ROE of 27.7% demonstrate efficient asset utilization and operational effectiveness. Revenue growth of 3.2% YoY in challenging retail auto environment shows competitive positioning. ChatGPT: Revenue continued to grow (+3.2% YoY) while operating income remained solid at $1.24B. Profitability is still healthy for the sector, with 17.9% gross margin and 27.7% ROE.

What are the risks of investing in AN?

Claude: Negative free cash flow of -$197.5M despite positive operating income signals cash generation problems and CapEx sustainability concerns. Net income decline of 6.2% YoY contradicts revenue growth, indicating margin compression and operational headwinds. ChatGPT: Net income declined 6.2% YoY, indicating pressure below the revenue line. Liquidity is weak, with a 0.84x current ratio, 0.22x quick ratio, and only $58.6M of cash.

What is AN's revenue and growth?

Autonation, Inc.. reported revenue of $27.6B.

Does AN pay dividends?

Autonation, Inc.. does not currently pay dividends.

Where can I find AN SEC filings?

Official SEC filings for Autonation, Inc.. (CIK: 0000350698) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is AN's EPS?

Autonation, Inc.. has a diluted EPS of $17.04.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is AN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Autonation, Inc.. has a HOLD rating with 69% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is AN stock overvalued or undervalued?

Valuation metrics for AN: ROE of 27.7% (sector avg: 12%), net margin of 2.3% (sector avg: 6%). Higher ROE suggests strong returns relative to peers.

Should I buy AN stock in 2026?

Our dual AI analysis gives Autonation, Inc.. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is AN's free cash flow?

Autonation, Inc..'s operating cash flow is $111.9M, with capital expenditures of $309.4M. FCF margin is -0.7%.

How does AN compare to other Automotive stocks?

Vs Automotive sector averages: Net margin 2.3% (avg: 6%), ROE 27.7% (avg: 12%), current ratio 0.84 (avg: 1.2).

Is Autonation, Inc.. carrying too much debt?

AN has a debt-to-equity ratio of 1.58x, which is above the Automotive sector average of 1x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

Why is AN's return on equity (ROE) so high?

Autonation, Inc.. has a return on equity of 27.7%, significantly above the Automotive sector average of 12%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 2.3% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI