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Amazon Com Inc. (AMZN) Stock Fundamental Analysis & AI Rating 2026

AMZN Nasdaq Retail-Catalog & Mail-Order Houses DE CIK: 0001018724
Updated This Month • Analysis: Mar 17, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
81% Confidence
STRONG AGREEMENT
BUY
78% Conf
BUY
84% Conf

📊 AMZN Key Takeaways

Revenue: $716.9B
Net Margin: 10.8%
Free Cash Flow: $7.7B
Current Ratio: 1.05x
Debt/Equity: 0.17x
EPS: $7.17
AI Rating: BUY with 78% confidence
Amazon Com Inc. (AMZN) receives a BUY rating with 81% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $716.9B, net profit margin of 10.8%, and return on equity (ROE) of 18.9%, Amazon Com Inc. demonstrates strong fundamentals in the Consumer sector. Below is our complete AMZN stock analysis for 2026.

Is Amazon Com Inc. (AMZN) a Good Investment?

Claude

Amazon demonstrates strong fundamental growth with 12.4% revenue expansion and 31.1% net income growth, supported by robust operating margins of 11.2% and exceptional interest coverage of 124.2x. However, the extremely low gross margin of 0.8% and concerning free cash flow conversion (1.1% FCF margin despite $139.5B operating cash flow) suggest structural challenges in capital efficiency that warrant monitoring.

ChatGPT

Amazon's fundamentals show strong core momentum: revenue grew 12.4% while operating income rose to nearly $80.0B, indicating expanding scale and better operating efficiency. The balance sheet remains healthy with low leverage, strong cash generation, and ample liquidity, but growth quality is tempered by very heavy capital spending and a meaningful boost from non-operating income in the latest year.

Why Buy Amazon Com Inc. Stock? AMZN Key Strengths

Claude
  • + Outstanding net income growth (31.1% YoY) significantly outpacing revenue growth, indicating operational leverage and margin expansion
  • + Exceptional interest coverage ratio (124.2x) and conservative debt-to-equity (0.17x) provide substantial financial flexibility
  • + Strong absolute operating cash flow of $139.5B demonstrates ability to generate cash at scale despite margin constraints
  • + Solid ROE (18.9%) and ROA (9.5%) indicate efficient capital deployment relative to equity and asset base
ChatGPT
  • + Double-digit revenue growth with faster net income and EPS growth shows improving operating leverage
  • + Low debt-to-equity, very high interest coverage, and large cash reserves indicate strong financial resilience
  • + High operating cash flow supports continued investment in infrastructure, logistics, and cloud capacity

AMZN Stock Risks: Amazon Com Inc. Investment Risks

Claude
  • ! Critically low gross margin of 0.8% suggests extreme competitive pressure and operational thinness in core business with minimal forgiveness for disruption
  • ! Severe free cash flow conversion challenge: only $7.7B FCF from $139.5B operating cash flow reveals capital intensity problem with $131.8B capex representing 18.4% of revenue
  • ! Weak liquidity position with current ratio of 1.05x and quick ratio of 0.88x below 1.0x indicates potential working capital stress
  • ! Heavy reliance on capital expenditure ($131.8B annually) creates vulnerability if growth investments fail to generate expected returns
ChatGPT
  • ! Free cash flow is thin because capital expenditures are consuming most operating cash flow
  • ! Latest net income appears partly supported by unusually large non-operating income, which may reduce earnings quality
  • ! Liquidity is adequate but not especially conservative, with current and quick ratios close to 1x

Key Metrics to Watch

Claude
  • * Gross margin trend and sustainability - any deterioration signals serious competitive decline
  • * Free cash flow margin improvement - critical to validate capex efficiency and capital allocation discipline
  • * Operating cash flow growth rate versus capex growth - divergence would indicate declining return on capital investments
  • * Debt/equity ratio trajectory - monitor if leverage increases given thin margins and high capex dependency
ChatGPT
  • * Free cash flow conversion after capital expenditures
  • * Operating margin and operating cash flow growth relative to revenue growth

Amazon Com Inc. (AMZN) Financial Metrics & Key Ratios

Revenue
$716.9B
Net Income
$77.7B
EPS (Diluted)
$7.17
Free Cash Flow
$7.7B
Total Assets
$818.0B
Cash Position
$86.8B

💡 AI Analyst Insight

The relatively thin 1.1% FCF margin may limit capital allocation flexibility.

AMZN Profit Margin, ROE & Profitability Analysis

Gross Margin 0.8%
Operating Margin 11.2%
Net Margin 10.8%
ROE 18.9%
ROA 9.5%
FCF Margin 1.1%

AMZN vs Consumer Sector: How Amazon Com Inc. Compares

How Amazon Com Inc. compares to Consumer sector averages

Net Margin
AMZN 10.8%
vs
Sector Avg 8.0%
AMZN Sector
ROE
AMZN 18.9%
vs
Sector Avg 18.0%
AMZN Sector
Current Ratio
AMZN 1.1x
vs
Sector Avg 1.5x
AMZN Sector
Debt/Equity
AMZN 0.2x
vs
Sector Avg 0.8x
AMZN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Amazon Com Inc. Stock Overvalued? AMZN Valuation Analysis 2026

Based on fundamental analysis, Amazon Com Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
18.9%
Sector avg: 18%
Net Profit Margin
10.8%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.17x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Amazon Com Inc. Balance Sheet: AMZN Debt, Cash & Liquidity

Current Ratio
1.05x
Quick Ratio
0.88x
Debt/Equity
0.17x
Debt/Assets
0.0%
Interest Coverage
124.18x
Long-term Debt
$68.8B

AMZN Revenue & Earnings Growth: 5-Year Financial Trend

AMZN 5-year financial data: Year 2021: Revenue $469.8B, Net Income $11.6B, EPS $23.01. Year 2022: Revenue $514.0B, Net Income $21.3B, EPS $2.09. Year 2023: Revenue $574.8B, Net Income $33.4B, EPS $3.24. Year 2024: Revenue $638.0B, Net Income -$2.7B, EPS $-0.27. Year 2025: Revenue $716.9B, Net Income $30.4B, EPS $2.90.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Amazon Com Inc.'s revenue has grown significantly by 53% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.90 reflects profitable operations.

AMZN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
1.1%
Free cash flow / Revenue

AMZN Quarterly Earnings & Performance

Quarterly financial performance data for Amazon Com Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $158.9B $15.3B $1.43
Q2 2025 $148.0B $13.5B $1.26
Q1 2025 $143.3B $10.4B $0.98
Q3 2024 $143.1B $9.9B $0.94
Q2 2024 $134.4B $6.8B $0.65
Q1 2024 $127.4B $3.2B $0.31
Q3 2023 $127.1B $2.9B $0.28
Q2 2023 $121.2B -$2.0B $-0.20

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Amazon Com Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$139.5B
Cash generated from operations
Capital Expenditures
$131.8B
Investment in assets
Dividends
None
No dividend program

AMZN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Amazon Com Inc. (CIK: 0001018724)

📋 Recent SEC Filings

Date Form Document Action
Apr 14, 2026 8-K tm2611746d1_8k.htm View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775768551.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775768277.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775767969.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775767715.xml View →

Frequently Asked Questions about AMZN

What is the AI rating for AMZN?

Amazon Com Inc. (AMZN) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 81% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are AMZN's key strengths?

Claude: Outstanding net income growth (31.1% YoY) significantly outpacing revenue growth, indicating operational leverage and margin expansion. Exceptional interest coverage ratio (124.2x) and conservative debt-to-equity (0.17x) provide substantial financial flexibility. ChatGPT: Double-digit revenue growth with faster net income and EPS growth shows improving operating leverage. Low debt-to-equity, very high interest coverage, and large cash reserves indicate strong financial resilience.

What are the risks of investing in AMZN?

Claude: Critically low gross margin of 0.8% suggests extreme competitive pressure and operational thinness in core business with minimal forgiveness for disruption. Severe free cash flow conversion challenge: only $7.7B FCF from $139.5B operating cash flow reveals capital intensity problem with $131.8B capex representing 18.4% of revenue. ChatGPT: Free cash flow is thin because capital expenditures are consuming most operating cash flow. Latest net income appears partly supported by unusually large non-operating income, which may reduce earnings quality.

What is AMZN's revenue and growth?

Amazon Com Inc. reported revenue of $716.9B.

Does AMZN pay dividends?

Amazon Com Inc. does not currently pay dividends.

Where can I find AMZN SEC filings?

Official SEC filings for Amazon Com Inc. (CIK: 0001018724) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is AMZN's EPS?

Amazon Com Inc. has a diluted EPS of $7.17.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is AMZN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Amazon Com Inc. has a BUY rating with 81% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is AMZN stock overvalued or undervalued?

Valuation metrics for AMZN: ROE of 18.9% (sector avg: 18%), net margin of 10.8% (sector avg: 8%). Higher ROE suggests strong returns relative to peers.

Should I buy AMZN stock in 2026?

Our dual AI analysis gives Amazon Com Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is AMZN's free cash flow?

Amazon Com Inc.'s operating cash flow is $139.5B, with capital expenditures of $131.8B. FCF margin is 1.1%.

How does AMZN compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 10.8% (avg: 8%), ROE 18.9% (avg: 18%), current ratio 1.05 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 17, 2026 | Data as of: 2025-12-31 | Powered by Claude AI