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Jianpu Technology Inc. (AIJTY) Stock Fundamental Analysis & AI Rating 2026

AIJTY OTC Services-Computer Programming, Data Processing, Etc. CIK: 0001713923
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2026-03-19
Combined AI Rating
SELL
82% Confidence
NEUTRAL
STRONG SELL
95% Conf
HOLD
68% Conf

📊 AIJTY Key Takeaways

Revenue: N/A
Net Margin: N/A
Free Cash Flow: N/A
Current Ratio: N/A
Debt/Equity: N/A
EPS: $0.00
AI Rating: STRONG SELL with 95% confidence
Jianpu Technology Inc. (AIJTY) receives a SELL rating with 82% confidence from our AI fundamental analysis based on SEC 10-K filings. Below is our complete AIJTY stock analysis for 2026.

Is Jianpu Technology Inc. (AIJTY) a Good Investment?

Claude

Jianpu Technology Inc. presents an uninvestable opportunity due to complete absence of reported financial data across all fundamental metrics. With zero transparency on revenue, profitability, assets, liabilities, and cash flows, combined with no insider activity in the past 90 days, the company demonstrates severe governance and disclosure deficiencies that are characteristic of inactive or distressed entities.

ChatGPT

Jianpu's fundamentals improved materially in 2024 and remained positive in the first half of 2025, with a return to operating profitability, positive operating cash flow, and solid liquidity. However, growth quality is mixed because 2024 earnings benefited from deconsolidation-related gains, while the company is also winding down credit card recommendation services and going through management changes, which raises execution risk around the next phase of the business.

Why Buy Jianpu Technology Inc. Stock? AIJTY Key Strengths

Claude
  • -No strengths identified
ChatGPT
  • + Returned to profitability in 2024 with positive operating income and positive operating cash flow after losses in prior years
  • + Balance sheet appears sound, with cash, time deposits and restricted cash comfortably above short-term borrowings and current liabilities coverage improving
  • + First half 2025 revenue growth was strong, led by loan recommendation services and digital intelligence services

AIJTY Stock Risks: Jianpu Technology Inc. Investment Risks

Claude
  • ! Complete absence of financial data - no revenue, income, or balance sheet information available
  • ! Zero liquidity indicators - cannot assess working capital or solvency position
  • ! No cash flow visibility - operating, investing, and financing activities undisclosed
  • ! Lack of insider confidence - zero Form 4 filings in 90 days suggests no material activity
  • ! Severe disclosure deficiencies - only 1 metric available indicates company is not actively reporting
  • ! OTC trading status with no fundamental transparency - extreme speculative and information risk
ChatGPT
  • ! 2024 profit quality was aided by investment and deconsolidation gains rather than purely recurring operating improvement
  • ! Board-approved wind-down of credit card recommendation services and other non-core activities creates revenue mix and transition risk
  • ! Leadership turnover in 2025 and ongoing China regulatory exposure add execution and business-model uncertainty

Key Metrics to Watch

Claude
  • * Quarterly financial statements (10-Q) - confirmation of active operations
  • * Annual report (10-K) filing - comprehensive financial disclosure
  • * SEC compliance status - verification of reporting obligations being met
ChatGPT
  • * Operating margin and operating cash flow excluding one-time investment/deconsolidation gains
  • * Revenue mix and growth in loan recommendation services versus declines from the credit card wind-down

Jianpu Technology Inc. (AIJTY) Financial Metrics & Key Ratios

Revenue
N/A
Net Income
N/A
EPS (Diluted)
$0.00
Free Cash Flow
N/A
Total Assets
N/A
Cash Position
N/A

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

AIJTY Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin N/A
ROE N/A
ROA N/A
FCF Margin N/A

AIJTY vs Technology Sector: How Jianpu Technology Inc. Compares

How Jianpu Technology Inc. compares to Technology sector averages

Net Margin
AIJTY 0.0%
vs
Sector Avg 18.0%
AIJTY Sector
ROE
AIJTY 0.0%
vs
Sector Avg 22.0%
AIJTY Sector
Current Ratio
AIJTY 0.0x
vs
Sector Avg 2.5x
AIJTY Sector
Debt/Equity
AIJTY 0.0x
vs
Sector Avg 0.5x
AIJTY Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Jianpu Technology Inc. Stock Overvalued? AIJTY Valuation Analysis 2026

Based on fundamental analysis, Jianpu Technology Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
N/A
Sector avg: 22%
Net Profit Margin
N/A
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Jianpu Technology Inc. Balance Sheet: AIJTY Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
N/A
Debt/Assets
0.0%
Interest Coverage
N/A
Long-term Debt
N/A

AIJTY Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
N/A
Free cash flow / Revenue

AIJTY SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Jianpu Technology Inc. (CIK: 0001713923)

📋 Recent SEC Filings

Date Form Document Action
Feb 4, 2020 SC 13G wf_jianputech-47738d101.htm View →
Dec 9, 2019 SC 13G JianpuTechnology.txt View →
Feb 14, 2019 SC 13G wf_jianputech-47738d101.htm View →
Sep 21, 2018 SC 13D d610332dsc13d.htm View →
Aug 31, 2018 SC 13G d610680dsc13g.htm View →

Frequently Asked Questions about AIJTY

What is the AI rating for AIJTY?

Jianpu Technology Inc. (AIJTY) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (HOLD) with 82% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are AIJTY's key strengths?

Claude: . ChatGPT: Returned to profitability in 2024 with positive operating income and positive operating cash flow after losses in prior years. Balance sheet appears sound, with cash, time deposits and restricted cash comfortably above short-term borrowings and current liabilities coverage improving.

What are the risks of investing in AIJTY?

Claude: Complete absence of financial data - no revenue, income, or balance sheet information available. Zero liquidity indicators - cannot assess working capital or solvency position. ChatGPT: 2024 profit quality was aided by investment and deconsolidation gains rather than purely recurring operating improvement. Board-approved wind-down of credit card recommendation services and other non-core activities creates revenue mix and transition risk.

What is AIJTY's revenue and growth?

Jianpu Technology Inc. reported revenue of N/A.

Does AIJTY pay dividends?

Jianpu Technology Inc. does not currently pay dividends.

Where can I find AIJTY SEC filings?

Official SEC filings for Jianpu Technology Inc. (CIK: 0001713923) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is AIJTY's EPS?

Jianpu Technology Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is AIJTY a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Jianpu Technology Inc. has a SELL rating with 82% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is AIJTY stock overvalued or undervalued?

Valuation metrics for AIJTY: ROE of N/A (sector avg: 22%), net margin of N/A (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy AIJTY stock in 2026?

Our dual AI analysis gives Jianpu Technology Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is AIJTY's free cash flow?

Jianpu Technology Inc.'s operating cash flow is N/A, with capital expenditures of N/A.

How does AIJTY compare to other Technology stocks?

Vs Technology sector averages: Net margin N/A (avg: 18%), ROE N/A (avg: 22%), current ratio N/A (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2026-03-19 | Powered by Claude AI