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ADT Inc. (ADT) Stock Fundamental Analysis & AI Rating 2026

ADT NYSE Services-Detective, Guard & Armored Car Services DE CIK: 0001703056
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-12-31
📅 Next earnings: Apr 23, 2026 (in 7 days) • TBD ET • EPS est. $0.19 (vs $0.19 prior year) • All earnings →
Combined AI Rating
HOLD
70% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
78% Conf

📊 ADT Key Takeaways

Revenue: $5.1B
Net Margin: 11.6%
Free Cash Flow: $1.7B
Current Ratio: 0.93x
Debt/Equity: 2.06x
EPS: $-0.57
AI Rating: HOLD with 62% confidence
ADT Inc. (ADT) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $5.1B, net profit margin of 11.6%, and return on equity (ROE) of 15.8%, ADT Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete ADT stock analysis for 2026.

Is ADT Inc. (ADT) a Good Investment?

Claude

ADT demonstrates solid operational performance with strong free cash flow generation (33.3% FCF margin) and improving net income growth (+18.9% YoY). However, significant leverage (2.06x Debt/Equity, 2.8x interest coverage) and concerning liquidity metrics (0.93x current ratio) create financial stress that offsets operational strength, warranting a cautious stance.

ChatGPT

ADT shows solid underlying fundamentals with steady revenue growth, expanding net income, strong operating profitability, and exceptional free cash flow generation. The business appears operationally resilient, but high leverage, weak liquidity, and only moderate interest coverage limit financial flexibility and keep the overall outlook balanced rather than clearly bullish.

Why Buy ADT Inc. Stock? ADT Key Strengths

Claude
  • + Strong free cash flow generation of $1.7B with 33.3% FCF margin, indicating efficient cash conversion
  • + Improving profitability with net income growth of +18.9% YoY despite modest revenue growth of +4.7%
  • + Solid operating margin of 25.5% demonstrates operational leverage in the security services sector
  • + Substantial operating cash flow of $1.9B provides cushion for debt service and capital needs
ChatGPT
  • + Strong free cash flow generation with $1.71B of FCF and a 33.3% FCF margin
  • + Healthy operating profitability, including a 25.5% operating margin and 11.6% net margin
  • + Positive growth profile with revenue up 4.7% YoY and net income up 18.9% YoY

ADT Stock Risks: ADT Inc. Investment Risks

Claude
  • ! High financial leverage with 2.06x Debt/Equity ratio and $7.8B long-term debt representing 49% of total assets
  • ! Weak liquidity position with current ratio of 0.93x and minimal cash reserves of $80.8M relative to debt obligations
  • ! Modest interest coverage ratio of 2.8x leaves limited margin for operational downturns or rate increases
  • ! Negative diluted EPS of -$0.57 indicates substantial debt service and non-operational charges despite strong net income
  • ! Capital intensity with $175.7M capex requirements ongoing in security services business
ChatGPT
  • ! High leverage, with $7.80B in long-term debt and debt-to-equity of 2.06x
  • ! Tight liquidity, as shown by current and quick ratios of 0.93x
  • ! Interest coverage of 2.8x leaves limited cushion if borrowing costs stay elevated or earnings weaken

Key Metrics to Watch

Claude
  • * Debt-to-EBITDA ratio and trajectory of long-term debt reduction from FCF
  • * Interest coverage trend and refinancing capability as debt matures
  • * Operating cash flow sustainability and conversion to free cash flow
  • * Current ratio improvement and working capital management
  • * Revenue growth acceleration and operating margin sustainability
ChatGPT
  • * Interest coverage and total debt reduction progress
  • * Revenue growth durability alongside free cash flow conversion

ADT Inc. (ADT) Financial Metrics & Key Ratios

Revenue
$5.1B
Net Income
$596.0M
EPS (Diluted)
$-0.57
Free Cash Flow
$1.7B
Total Assets
$15.8B
Cash Position
$80.8M

💡 AI Analyst Insight

The 33.3% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

ADT Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 25.5%
Net Margin 11.6%
ROE 15.8%
ROA 3.8%
FCF Margin 33.3%

ADT vs Services Sector: How ADT Inc. Compares

How ADT Inc. compares to Services sector averages

Net Margin
ADT 11.6%
vs
Sector Avg 10.0%
ADT Sector
ROE
ADT 15.8%
vs
Sector Avg 16.0%
ADT Sector
Current Ratio
ADT 0.9x
vs
Sector Avg 1.5x
ADT Sector
Debt/Equity
ADT 2.1x
vs
Sector Avg 0.7x
ADT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is ADT Inc. Stock Overvalued? ADT Valuation Analysis 2026

Based on fundamental analysis, ADT Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
15.8%
Sector avg: 16%
Net Profit Margin
11.6%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
2.06x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

ADT Inc. Balance Sheet: ADT Debt, Cash & Liquidity

Current Ratio
0.93x
Quick Ratio
0.93x
Debt/Equity
2.06x
Debt/Assets
76.1%
Interest Coverage
2.78x
Long-term Debt
$7.8B

ADT Revenue & Earnings Growth: 5-Year Financial Trend

ADT 5-year financial data: Year 2021: Revenue $5.3B, Net Income -$424.2M, EPS N/A. Year 2022: Revenue $6.4B, Net Income -$632.2M, EPS N/A. Year 2023: Revenue $5.2B, Net Income -$340.8M, EPS N/A. Year 2024: Revenue $4.9B, Net Income $132.7M, EPS N/A. Year 2025: Revenue $5.1B, Net Income $463.0M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: ADT Inc.'s revenue has remained relatively flat over the 5-year period, with a 4% decline. The most recent EPS of $0.53 reflects profitable operations.

ADT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
33.3%
Free cash flow / Revenue

ADT Quarterly Earnings & Performance

Quarterly financial performance data for ADT Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.2B $127.2M N/A
Q2 2025 $1.2B $92.4M N/A
Q1 2025 $1.2B $91.6M N/A
Q3 2024 $1.2B -$86.2M N/A
Q2 2024 $1.2B -$26.6M N/A
Q1 2024 $1.2B $91.6M N/A
Q3 2023 $1.2B -$18.1M N/A
Q2 2023 $1.6B -$26.6M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

ADT Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.9B
Cash generated from operations
Stock Buybacks
$606.8M
Shares repurchased (TTM)
Capital Expenditures
$175.7M
Investment in assets
Dividends Paid
$186.8M
Returned to shareholders

ADT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for ADT Inc. (CIK: 0001703056)

📋 Recent SEC Filings

Date Form Document Action
Apr 14, 2026 DEF 14A nyse-20260414.htm View →
Apr 6, 2026 4 xslF345X06/wk-form4_1775511829.xml View →
Apr 6, 2026 4 xslF345X06/wk-form4_1775511187.xml View →
Apr 6, 2026 4 xslF345X06/wk-form4_1775511124.xml View →
Apr 6, 2026 4 xslF345X06/wk-form4_1775511068.xml View →

Frequently Asked Questions about ADT

What is the AI rating for ADT?

ADT Inc. (ADT) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ADT's key strengths?

Claude: Strong free cash flow generation of $1.7B with 33.3% FCF margin, indicating efficient cash conversion. Improving profitability with net income growth of +18.9% YoY despite modest revenue growth of +4.7%. ChatGPT: Strong free cash flow generation with $1.71B of FCF and a 33.3% FCF margin. Healthy operating profitability, including a 25.5% operating margin and 11.6% net margin.

What are the risks of investing in ADT?

Claude: High financial leverage with 2.06x Debt/Equity ratio and $7.8B long-term debt representing 49% of total assets. Weak liquidity position with current ratio of 0.93x and minimal cash reserves of $80.8M relative to debt obligations. ChatGPT: High leverage, with $7.80B in long-term debt and debt-to-equity of 2.06x. Tight liquidity, as shown by current and quick ratios of 0.93x.

What is ADT's revenue and growth?

ADT Inc. reported revenue of $5.1B.

Does ADT pay dividends?

ADT Inc. pays dividends, with $186.8M distributed to shareholders in the trailing twelve months.

Where can I find ADT SEC filings?

Official SEC filings for ADT Inc. (CIK: 0001703056) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ADT's EPS?

ADT Inc. has a diluted EPS of $-0.57.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ADT a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, ADT Inc. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ADT stock overvalued or undervalued?

Valuation metrics for ADT: ROE of 15.8% (sector avg: 16%), net margin of 11.6% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy ADT stock in 2026?

Our dual AI analysis gives ADT Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is ADT's free cash flow?

ADT Inc.'s operating cash flow is $1.9B, with capital expenditures of $175.7M. FCF margin is 33.3%.

How does ADT compare to other Services stocks?

Vs Services sector averages: Net margin 11.6% (avg: 10%), ROE 15.8% (avg: 16%), current ratio 0.93 (avg: 1.5).

Is ADT Inc. carrying too much debt?

ADT has a debt-to-equity ratio of 2.06x, which is above the Services sector average of 0.7x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI