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Archer-Daniels-Midland Co (ADM) Stock Fundamental Analysis & AI Rating 2026

ADM NYSE Fats & Oils DE CIK: 0000007084
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
70% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
77% Conf

📊 ADM Key Takeaways

Revenue: $80.3B
Net Margin: 1.3%
Free Cash Flow: $4.2B
Current Ratio: 1.37x
Debt/Equity: 0.33x
EPS: $2.23
AI Rating: HOLD with 62% confidence
Archer-Daniels-Midland Co (ADM) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $80.3B, net profit margin of 1.3%, and return on equity (ROE) of 4.7%, Archer-Daniels-Midland Co demonstrates mixed fundamentals in the Energy sector. Below is our complete ADM stock analysis for 2026.

Is Archer-Daniels-Midland Co (ADM) a Good Investment?

Claude

ADM demonstrates solid operational cash generation ($5.5B OCF, $4.2B FCF) and a manageable debt position (0.33x D/E), but deteriorating profitability margins (1.3% net margin, 1.6% operating margin) and a sharp EPS decline (-38.9% YoY) despite massive revenue growth (+221.6%) signal quality-of-earnings concerns and margin compression. The business shows financial stability but lacks compelling fundamental momentum for upside conviction.

ChatGPT

ADM shows solid balance-sheet discipline and strong cash generation, with free cash flow of $4.20B and moderate leverage at 0.33x debt-to-equity. However, the quality of growth is weak: revenue surged while net income barely grew, margins remain very thin, ROE/ROA are modest, and interest coverage at 2.1x limits flexibility. Fundamentally, this looks like a financially stable but operationally pressured business rather than a clear high-conviction compounder.

Why Buy Archer-Daniels-Midland Co Stock? ADM Key Strengths

Claude
  • + Strong free cash flow generation ($4.2B) with 5.2% FCF margin provides flexibility for capital allocation
  • + Conservative leverage (0.33x D/E ratio) and adequate liquidity (1.37x current ratio) indicate financial stability
  • + Significant revenue growth of 221.6% YoY demonstrates strong top-line expansion and market demand
ChatGPT
  • + Strong operating and free cash flow generation relative to net income
  • + Moderate leverage with debt-to-equity of 0.33x and a reasonable current ratio of 1.37x
  • + Large asset and equity base provides balance-sheet stability in a low-margin industry

ADM Stock Risks: Archer-Daniels-Midland Co Investment Risks

Claude
  • ! Profitability severely compressed with net margin declining to 1.3% and operating margin at 1.6%, indicating pricing power erosion or cost inflation
  • ! EPS declined 38.9% YoY despite 221.6% revenue growth, suggesting significant operational deleverage and declining per-share value creation
  • ! Interest coverage of 2.1x is thin, limiting debt service cushion if operating performance deteriorates further
  • ! Gross margin of 6.3% is extremely low for the sector, raising concerns about input cost pressures and competitive dynamics
ChatGPT
  • ! Revenue growth has not translated into profit growth, indicating weak growth quality and margin pressure
  • ! Very thin operating and net margins leave limited room for execution errors or commodity volatility
  • ! Interest coverage of 2.1x suggests debt service is manageable but not especially comfortable if earnings weaken further

Key Metrics to Watch

Claude
  • * Gross margin trend - critical indicator of pricing power vs. commodity input cost pressures
  • * Operating margin and EBITDA conversion - validates whether revenue growth translates to sustainable profitability
  • * Free cash flow sustainability - ensure $4.2B FCF is repeatable and not artificially elevated
  • * Interest coverage ratio - monitor debt service capacity and covenant compliance
ChatGPT
  • * Operating margin and net margin trend
  • * Interest coverage and free cash flow consistency

Archer-Daniels-Midland Co (ADM) Financial Metrics & Key Ratios

Revenue
$80.3B
Net Income
$1.1B
EPS (Diluted)
$2.23
Free Cash Flow
$4.2B
Total Assets
$52.4B
Cash Position
$1.0B

💡 AI Analyst Insight

Archer-Daniels-Midland Co presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

ADM Profit Margin, ROE & Profitability Analysis

Gross Margin 6.3%
Operating Margin 1.6%
Net Margin 1.3%
ROE 4.7%
ROA 2.1%
FCF Margin 5.2%

ADM vs Energy Sector: How Archer-Daniels-Midland Co Compares

How Archer-Daniels-Midland Co compares to Energy sector averages

Net Margin
ADM 1.3%
vs
Sector Avg 12.0%
ADM Sector
ROE
ADM 4.7%
vs
Sector Avg 14.0%
ADM Sector
Current Ratio
ADM 1.4x
vs
Sector Avg 1.3x
ADM Sector
Debt/Equity
ADM 0.3x
vs
Sector Avg 0.6x
ADM Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Archer-Daniels-Midland Co Stock Overvalued? ADM Valuation Analysis 2026

Based on fundamental analysis, Archer-Daniels-Midland Co has mixed fundamental signals relative to the Energy sector in 2026.

Return on Equity
4.7%
Sector avg: 14%
Net Profit Margin
1.3%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.33x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Archer-Daniels-Midland Co Balance Sheet: ADM Debt, Cash & Liquidity

Current Ratio
1.37x
Quick Ratio
0.83x
Debt/Equity
0.33x
Debt/Assets
0.0%
Interest Coverage
2.05x
Long-term Debt
$7.6B

ADM Revenue & Earnings Growth: 5-Year Financial Trend

ADM 5-year financial data: Year 2024: Revenue $27.6B, Net Income $4.3B, EPS $7.71. Year 2025: Revenue $25.7B, Net Income $3.5B, EPS $6.43.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Archer-Daniels-Midland Co's revenue has remained relatively flat over the 5-year period, with a 7% decline. The most recent EPS of $6.43 reflects profitable operations.

ADM Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
5.2%
Free cash flow / Revenue

ADM Quarterly Earnings & Performance

Quarterly financial performance data for Archer-Daniels-Midland Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $6.0B $18.0M $0.04
Q2 2025 $6.2B $219.0M $0.45
Q1 2025 $5.9B $295.0M $0.61
Q3 2024 $6.0B $18.0M $0.04
Q2 2024 $22.2B $486.0M $0.98
Q1 2024 $21.8B $729.0M $1.42
Q3 2023 $21.7B $821.0M $1.52
Q2 2023 $25.2B $927.0M $1.70

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Archer-Daniels-Midland Co Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$5.5B
Cash generated from operations
Capital Expenditures
$1.2B
Investment in assets
Dividends Paid
$987.0M
Returned to shareholders

ADM SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Archer-Daniels-Midland Co (CIK: 0000007084)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/doc4.xml View →
Apr 2, 2026 4 xslF345X06/doc4.xml View →
Apr 2, 2026 4 xslF345X06/doc4.xml View →
Apr 2, 2026 4 xslF345X06/doc4.xml View →
Apr 2, 2026 4 xslF345X06/doc4.xml View →

Frequently Asked Questions about ADM

What is the AI rating for ADM?

Archer-Daniels-Midland Co (ADM) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ADM's key strengths?

Claude: Strong free cash flow generation ($4.2B) with 5.2% FCF margin provides flexibility for capital allocation. Conservative leverage (0.33x D/E ratio) and adequate liquidity (1.37x current ratio) indicate financial stability. ChatGPT: Strong operating and free cash flow generation relative to net income. Moderate leverage with debt-to-equity of 0.33x and a reasonable current ratio of 1.37x.

What are the risks of investing in ADM?

Claude: Profitability severely compressed with net margin declining to 1.3% and operating margin at 1.6%, indicating pricing power erosion or cost inflation. EPS declined 38.9% YoY despite 221.6% revenue growth, suggesting significant operational deleverage and declining per-share value creation. ChatGPT: Revenue growth has not translated into profit growth, indicating weak growth quality and margin pressure. Very thin operating and net margins leave limited room for execution errors or commodity volatility.

What is ADM's revenue and growth?

Archer-Daniels-Midland Co reported revenue of $80.3B.

Does ADM pay dividends?

Archer-Daniels-Midland Co pays dividends, with $987.0M distributed to shareholders in the trailing twelve months.

Where can I find ADM SEC filings?

Official SEC filings for Archer-Daniels-Midland Co (CIK: 0000007084) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ADM's EPS?

Archer-Daniels-Midland Co has a diluted EPS of $2.23.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ADM a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Archer-Daniels-Midland Co has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ADM stock overvalued or undervalued?

Valuation metrics for ADM: ROE of 4.7% (sector avg: 14%), net margin of 1.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy ADM stock in 2026?

Our dual AI analysis gives Archer-Daniels-Midland Co a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ADM's free cash flow?

Archer-Daniels-Midland Co's operating cash flow is $5.5B, with capital expenditures of $1.2B. FCF margin is 5.2%.

How does ADM compare to other Energy stocks?

Vs Energy sector averages: Net margin 1.3% (avg: 12%), ROE 4.7% (avg: 14%), current ratio 1.37 (avg: 1.3).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI